Postal money orders are the way to go

[AF2Q]

When I have a confirmed sale the item is boxxed up and when I receive the money order,I take it and the box to the post office.
I cash the money order,pay the fee and ship out the box at the same time
Saves me a trip to the bank.
BOB
AF2Q

[N9LCD]

WRONGO!!!

Your Post Office will cash a postal money order ONLY IF they have enough cash on hand to keep operating the rest of the day and to cash any other money orders that may come in.

I asked at my P.O.

IN OTHER WORDS, DON"T HOLD YOUR BREATH. IT'S THE POSTAL SERVICE!!!

(Choose your pet expletive)!

[kb9wzj]

Bob, I agree 100%. One stop shop at your local Post Office.

[W4FJF]

WRONGO!!!

Your Post Office will cash a postal money order ONLY IF they have enough cash on hand to keep operating the rest of the day and to cash any other money orders that may come in.

I asked at my P.O.

IN OTHER WORDS, DON"T HOLD YOUR BREATH. IT'S THE POSTAL SERVICE!!!

(Choose your pet expletive)!

I had the same disappointing problem at my post office. A small town Post Office cannot handle $525 money orders, so I went to the main post office in Montgomery, Al. Some of these postal workers are nasty wastes of space, I think they dream up ways to screw with you. Small town post offices suck.

[rv555]

Postal Money orders are as insecure as Western Union. The Post Office does not care about the business transaction. So they will not get involved with the reason why you sent the money order. Cashiers checks are just as bad even though you can stop payment it is still costly.

The only way that you can 100% protect yourself from a transaction going south is to use PAYPAL or XOOM or similar transaction facilitator AND use a credit card. Preferably one that is NOT associated with PAYPAL. PAYPAL has become internationally accepted and you can use your own credit card.

Offer to pay the PAYPAL fees which are about 3%, that is a small price to pay for security. If the seller refuses to accept those terms then don't do business. The point of doing business is to transfer money. The seller controls how the goods are presented and delivered, the buyer controls how funds are transfered.

If the transaction goes south by either faulty goods, damaged goods, or failure to deliver then the credit company will ALWAYS refund your money. Of course you have to show them WHY the refund is warranted but a few photographs and documentation is all that is needed. And of course you have to return the goods. But document it well AT THE POST OFFICE, because the Post Office IS an authority and has federal investigative and law enforcement ability. Fedex, UPS or DHL won't be bothered. And insure it going back. The Post Office is also very good at what they do.

NEVER TRANSFER CASH. THAT INCLUDES POSTAL MONEY ORDERS, BANK TRANSFERS, PERSONAL CHECK OR CERTIFIED CHECK.

Better yet close the deal in person and save yourself the shipping and insecurity. If the seller INSISTS on Western Union or USPO money order and refuses anything else then walk away AS chances are there WILL be problem. To all those who fall into this category I can only say this: It is the 21st century get with the program. If you feel the need to "hide" transactions from the IRS or otherwise keep your transaction "off the grid" then that is your problem not mine.

And ALWAYS insure the package and if it is damaged OPEN it in the presence of the delivery agent.

[daavidfischer]

Some post offices cannot handle high value transactions. This is because their total turnover for the day will be less, this depends on how big or small your post office is. Instead of this, you may rely on a bank to do the procedures mentioned above.




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[kg8lb]

Postal Money Orders are the scammer's favorite tool . I am always wary of the selleer who claims not to take Paypal because they abused him in some way . I have seen Paypal thwart a few con-artists . The common response from those con-artists is to claim victim status . I don't give them any benefit of doubt . Avoid the money order / check trap . Just look at the reports in this board and take note that the scammers prefer money orders by a large margin .

I also tend to avoid the "seller" who asks you to either pay the fees or make a "gift" payment . The gift payment means just theat , you GAVE him the money , he owes you nothing . Any demand that the buyer pays the Paypal fees is contrary to the agreement that the seller made with Paypal . If the seller is not honrable enough to abide by that agreement , there is no reason to believe he will be honorable in his dealings with you . Decline the offer and let the dishonorable seller know why !

Gary

[K4SAX]

Just because someone does not use Paypal does not make them a crook. Paypal is not a bank and is not FDIC insured, and if you ever have a problem with them you have no authority to go to that can work on your behalf. They make their own decisions whether it is right or wrong, and there is NOTHING you can do about it.

I was an eBay powerseller and had a feedback score of over 1200 with 100% positive feedback. Someone used a stolen credit card to purchase something from me and Paypal accused me of being in on it. They still to this day (5 years later) have over $1800 of my money and it put me out of business. There is no place I could go to appeal their decision. And there are THOUSANDS of people in the same situation that I was. A quick Google search will show you.

Now not everyone that complains or has issues with Paypal is honest - some were indeed crooks. But it goes the other way, too. Just because you don't use Paypal does not make you a crook. Nice painting you did there with a broad brush.